Benefits at a Glance
Key Highlights
- The WVU Plan Year runs from July 1 through June 30.
- In order to be considered eligible for benefits, an employee must work a minimum of nine months within a 12-month period and be scheduled to work a minimum of 1,040 hours during the 12-month period.
- This includes classified, non-classified and Faculty Equivalents/Academic Professionals (FE/AP).
- For example, employees who work at least 37.5 hours per week over nine months or employees who work at least 20 hours per week over 12 months are benefits-eligible.
- Faculty members who work .72 Full Time Equivalency (FTE) or greater in a nine-month period are benefits-eligible.
For more information, see the General Benefits Eligibility FAQ.
WVU offers a comprehensive benefits package with a variety of offerings to fit your unique needs wherever you may be in your career. We welcome you to explore our benefits offerings below and find more detailed information about each benefit.
Medical Benefits
| BENEFIT | PLANS AVAILABLE | ADMINISTRATOR | CARRIER |
WHEN CHANGE CAN BE MADE
*limitations may apply |
NAME ON PAY STATEMENT
**Denotes escrow amount for less than twelve (12) month employees |
|---|---|---|---|---|---|
| Health/Prescription | 7 | UMR or The Health Plan | Public Employees Insurance Agency (PEIA) or The Health Plan | Open Enrollment/QLE | PEIA Health
PEIA Health Esc** |
| Dental | 4 | Mountaineer Flexible Benefits | Sun Life | Open Enrollment/QLE | Mt Flex Dental |
| Vision | 2 | Mountaineer Flexible Benefits | Humana EyeMed | Open Enrollment/QLE | Mt Flex Vision |
| Hearing | 1 | Mountaineer Flexible Benefits | EPIC | Open Enrollment/QLE | Mt Flex Hearing |
Retirement Benefits
| BENEFIT | PLANS AVAILABLE | ADMINISTRATOR | CARRIER |
WHEN CHANGE CAN BE MADE
*limitations may apply |
NAME ON PAY STATEMENT |
|---|---|---|---|---|---|
| 401(a) Defined Contribution Retirement Account | 1 | TIAA | TIAA | N/A | TIAA CREF |
| Supplemental Retirement Accounts (SRA) | 2 Pre-Tax
2 Post-Tax |
TIAA | TIAA | *Anytime | SRA TIAA
SRA ROTH_TIAA WVU 457 TIAA_CREF WVU 457 ROTH_TIAA |
Financial Benefits
| BENEFIT | PLANS AVAILABLE | ADMINISTRATOR | CARRIER |
WHEN CHANGE CAN BE MADE
*limitations may apply |
NAME ON PAY STATEMENT
**Denotes escrow amount for less than twelve (12) month employees |
|---|---|---|---|---|---|
Life Insurances |
|||||
| Basic Life Insurance | 1 | PEIA | MetLife | *Anytime | PEIA Basic Lf ER
PEIA Basic Lf Esc ER** |
| Optional Life Insurance | 1 | PEIA | MetLife | *Anytime | Opt Life
Opt Life AT Opt Life Esc** Opt Life Esc AT** |
| Dependent Life Insurance | 1 | PEIA | MetLife | *Anytime | Dependent Life
Dep Life Esc** |
Spending Accounts |
|||||
| Flexible Spending Account (FSA) | 1 | Mountaineer Flexible Benefits | Inspira | Open Enrollment/QLE | Medical FSA |
| Limited Healthcare Flexible Spending Account (LFSA) | 1 | Mountaineer Flexible Benefits | Inspira | Open Enrollment/QLE | Limited FSA |
| Dependent Care Flexible Spending Account (DFSA) | 1 | Mountaineer Flexible Benefits | Inspira | Open Enrollment/QLE | Dependent FSA |
Health Savings Accounts |
|||||
| Mt. Flex Health Savings Account (HSA) or TIAA Health Savings Account (HSA) | 2 | Mountaineer Flexible Benefits or TIAA | Inspira or HealthEquity | *Anytime | Mt Flex HSA or Health Savings Account |
Hospital Indemnity and Critical Illness |
|||||
| Hospital Indemnity | 1
|
Mountaineer Flexible Benefits | Sun Life | Open Enrollment/QLE | Hospital Indemnity |
| Critical Illness | 1
|
Mountaineer Flexible Benefits | Sun Life | Open Enrollment/QLE | Critical Illness |
Disability |
|||||
| Mt. Flex Long-Term Disability (LTD) or WVU Group Long-Term Disability (LTD) | 2 | Mountaineer Flexible Benefits or Standard Insurance Company | MetLife or Standard Insurance Company | Open Enrollment/QLE | MtFlex LongTermDis or Extended Disability |
| WVU Group Long-Term Extended Disability (XLTD) |
1
|
Standard Insurance Company | Standard Insurance Company | *Anytime | LongTerm DisAnnuity + LongTerm DisIncome |
| Mt. Flex Short-Term Disability (STD) | 1 | Mountaineer Flexible Benefits | MetLife | Open Enrollment/QLE | MtFlex ShortTermDis |
Accident Insurances |
|||||
| AIG Personal Accident Insurance | 1 | American Insurance Group (AIG) | AIG | Open Enrollment/QLE | AIG |
| Mt. Flex Accident Insurance | 1 | Mountaineer Flexible Benefits | Sun Life | Open Enrollment/QLE | MtFlex Accident |
Other Programs |
|||||
| Dependent Education Scholarship Program | 1 | WVU | N/A | *Anytime | N/A |
| Student Loan Forgiveness Program | 1 | TIAA | Savi | *Anytime | N/A |
Time Off and Work-Life Benefits
| BENEFIT | PLANS AVAILABLE | ADMINISTRATOR | CARRIER |
WHEN CHANGE CAN BE MADE
*limitations may apply |
NAME ON PAY STATEMENT |
|---|---|---|---|---|---|
Time Off |
|||||
| Time Off Programs | N/A | WVU | N/A | N/A | N/A |
| Holidays | N/A | WVU | N/A | N/A | N/A |
Work-Life |
|||||
| Legal Plan | 2 | Mountaineer Flexible Benefits | ARAG Legal | Open Enrollment/QLE | Mt Flex Legal |
| Pet Insurance | 1 | Nationwide | Nationwide | *Anytime | Self Pay |
| Identity Theft Protection | 1 | Allstate | Allstate | *Anytime | Self Pay |
| Programs, Services and Discounts | Varies | Varies | Varies | N/A | N/A |
| WVU Perks Program | Varies | Perks Connect | Varies | N/A | N/A |