Student Health Insurance Plan Benefits
West Virginia University has negotiated an excellent health insurance plan for WVU, WVU Tech, and PSC students. The WVU-sponsored student health insurance plan (SHIP) includes nationwide coverage through an extensive national network of providers, as well as worldwide medical assistance. The plan was designed specifically with students’ needs in mind, and provides high-level coverage with low out-of-pocket costs.
Review the current 2025-26 WVU Aetna plan: 2025/2026 Plan Design and Benefits Summary
For the 2026-2027 academic year and insurance plan year, WVU's student health insurance carrier will transition from Aetna to Highmark.
Review the upcoming 2026-27 WVU Highmark plan: 2026/2027 Highmark Benefits Grid
- The 26/27 Highmark Plan Design and Benefits Summary will be available after the plan year begins on August 11, 2026.
All eligible WVU, PSC, and WVU Tech students without an approved student health insurance waiver on file in AHP's Care26 platform for the academic year will be automatically enrolled in the Aetna student health insurance plan.
| 2026-27 WVU Highmark Plan Overview | |
| Premium* |
$1,277 for the Fall semester
$1,980 for the Spring/Summer semester |
| Deductible | $500 In-Network |
| Office Visit Copay | $25 In-Network |
| Coinsurance |
Most in-network covered services are covered at 80% of the negotiated rate.
|
*The student insurance fee is based on the number of days in the coverage period. Please note that the fall 2026 and the spring/summer 2027 premiums assessed to your student account will be different. The fall 2026 fee is $1,277 and the spring/summer 2027 is $1,980.
| 2025-26 WVU Aetna Plan Overview | |
| Premium |
$1,196 for the Fall Semester
$1,854 for the Spring/Summer Semester |
| Deductible | $500 In-Network |
| Office Visit Copay | $25 In-Network |
| Coinsurance |
Most in-network covered services are covered at 80% of the negotiated rate.
|