Student Insurance Office
did you miss the 2026-27 student health insurance waiver deadline?
If you recently registered for the fall semester, or had circumstances that prevented you from completing the waiver prior to the deadline, contact Academic HealthPlans (AHP) at 833-838-6584.
All domestic students registered for 6 credit hours and all international students will be automatically enrolled in the WVU-sponsored Student Health Insurance Plan (SHIP). This includes students at WVU (Morgantown), PSC (Keyser), WVU Tech (Beckley), and WVU Online.
If you have other health insurance that meets the waiver criteria, you may submit a waiver to opt out of the SHIP after you are registered for the applicable credit hours.
ANNOUNCEMENTS
- For the 2026-2027 academic year, the WVU-sponsored Student Health Insurance Plan (SHIP) will transition insurance carriers from Aetna to Highmark, with the new plan year beginning August 11, 2026.
- Beginning June 1: Domestic students registered for at least 6 credit hours, and all international students registered for fall will receive an email to their MIX accounts from Care26 (noreply@ahpcare.com), AHP's opt-out waiver and enrollment platform. Students can't access the waiver until they are registered for the above credit hours.
- POTOMAC STATE STUDENTS - New for the 2026-27 Academic Year: All domestic students enrolled in 6 or more credit hours, as well as all international students, will be required to have health insurance that meets the waiver criteria. Students without an approved waiver on file will be automatically enrolled in the WVU Student Health Insurance Plan (SHIP), administered by Academic HealthPlans (AHP). Students who have insurance that meets the waiver criteria will have the opportunity to complete the 2026-27 academic (fall) waiver to opt out.
- NEW CONTACT INFO! Have questions about opting out of the SHIP and the waiver process? Need to ask about the SHIP and your enrollment? Call our partners at AHP toll-free at 1-833-838-6584. Or visit their website, wvu.myahpcare.com, to access their chat feature, Monday through Friday, 8 a.m. to 8 p.m. EST.
insurance information
Student Health Insurance Plan (SHIP)
The WVU-sponsored SHIP includes coverage through a national network of providers.
Coverage
Understand how your health insurance works and what your policy covers.
Understand how your health insurance works and what your policy covers.
Who Needs Coverage
Students enrolled in a certain number of credit hours at WVU, PSC, and WVU Tech must
carry health insurance.
GA Coverage
Graduate assistants are offered health insurance at no or reduced cost.
Rates, Dates and Deadlines
Find insurance costs, effective dates and waiver deadlines for students opting
out of WVU insurance.
Waiver Criteria
Students who are already covered by other health insurance and meet certain criteria
may opt out of WVU's insurance.
Mid-Year Enrollment
If you opted out of health coverage but recently lost your coverage due to a qualifying
life event, you may be eligible for mid-year enrollment.
Accessing Your Insurance Card
Learn how to access your digital ID card or how to request a physical copy.
New Student Information
View the Student Insurance Office new student FAQs.
FAQs
Get information on all the most frequently asked questions about WVU's SHIP.
Spring Enrollment - CLOSED
Learn how to enroll for Spring, even if you've opted out for Fall and have not experienced
a qualifying life event.
Dental and Vision
Learn about the individual dental and vision plans available for direct purchase at any time.
Still have questions?
Our new partners at Academic HealthPlans (AHP) are here to help!
Toll-free phone number: 1 (833) 838-6584
Chat feature: available at
wvu.myahpcare.com
If AHP is unable to assist with your question(s), contact our office by emailing
SIO@mail.wvu.edu or leaving a voicemail at (304) 293-6815.