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Aetna Student Health Insurance

West Virginia University has negotiated an excellent health insurance plan for WVU and WVU Tech students. The Aetna student health insurance plan includes nationwide coverage through Aetna’s extensive national network of providers, as well as worldwide medical assistance. The plan was designed specifically with students’ needs in mind, and provides high-level coverage with low out-of-pocket costs. 

Review the 2024/2025 WVU Aetna plan: 2024/2025 Plan Design and Benefits Summary.

Looking for more information about the current WVU Aetna plan? Review the 2023/2024 Plan Design and Benefits Summary. 

All eligible WVU and WVU Tech students without an approved student health insurance waiver on file for the academic year will be automatically enrolled in the Aetna student health insurance plan. 



2024/2025 WVU Aetna Plan Overview
Premium* $1,073 for the Fall semester
$1,666 for the Spring/Summer semester
Deductible $500 In-Network
Office Visit Copay  $25 In-Network
Coinsurance    Most in-network covered services are covered at 80% of the negotiated rate.  

*The student insurance fee is based on the number of days in the coverage period; this is a change from prior years. For planning purposes, please be aware that the fall 2024 and the spring/summer 2025 premiums assessed to your student account will be different. The fall 2024 fee will be $1,073 and the spring/summer 2025 will be $1,666.

All insurance coverage is subject to applicable state form and rate filing approval and, once approved, to the terms of the Master Policy. We have not yet received approval from the state insurance department for the 2024-25 benefits, features and rates described in this document. As part of the approval process, the State may require us to make changes to the benefits, features and/or rates. We will notify you if that happens.



2023/2024 WVU Aetna Plan Overview
Premium $1,268 per term
Deductible $500 In-Network
Office Visit Copay  $25 In-Network
Coinsurance    Most in-network covered services are covered at 80% of the negotiated rate.