Aetna Student Health Insurance
West Virginia University has negotiated an excellent health insurance plan for WVU and WVU Tech students. The Aetna student health insurance plan includes nationwide coverage through Aetna’s extensive national network of providers, as well as worldwide medical assistance. The plan was designed specifically with students’ needs in mind, and provides high-level coverage with low out-of-pocket costs.
Review the current 2024-25 WVU Aetna plan: 2024/2025 Plan Design and Benefits Summary.
Coming soon: 2025-26 Plan Design and Benefits Summary
Looking for more information about the previous WVU Aetna plan? Review the 2023/2024 Plan Design and Benefits Summary.
All eligible WVU and WVU Tech students without an approved student health insurance waiver on file for the academic year will be automatically enrolled in the Aetna student health insurance plan.
2025-26 WVU Aetna Plan Overview | |
Premium* |
$1,196 for the Fall semester
$1,854 for the Spring/Summer semester |
Deductible | $500 In-Network |
Office Visit Copay | $25 In-Network |
Coinsurance |
Most in-network covered services are covered at 80% of the negotiated rate.
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*The student insurance fee is based on the number of days in the coverage period. Please note that the fall 2025 and the spring/summer 2026 premiums assessed to your student account will be different. The fall 2025 fee is $1,196 and the spring/summer 2026 is $1,854.
All insurance coverage is subject to applicable state form and rate filing approval and, once approved, to the terms of the Master Policy. We have not yet received approval from the state insurance department for the 2024-25 benefits, features and rates described in this document. As part of the approval process, the State may require us to make changes to the benefits, features and/or rates. We will notify you if that happens.
2024-25 WVU Aetna Plan Overview | |
Premium |
$1,073 for the Fall semester $1,666 for the Spring/Summer semester |
Deductible | $500 In-Network |
Office Visit Copay | $25 In-Network |
Coinsurance |
Most in-network covered services are covered at 80% of the negotiated rate.
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