Accident Insurance
West Virginia University (WVU) offers benefits-eligible employees an option for accidental death and dismemberment insurance as well as an option for
accident insurance. These plans are designed to protect an employee's finances
with cash benefits.
Carrier: Sun Life
AIG Accidental Death and Dismemberment (AD&D) Insurance
Carrier: AIG
- Plan Year: July 1 - June 30
- Coverage Options: Two coverage options are available.
- Employee Only - employee is the only one covered.
- Employee + Family - employee plus their legal spouse and/or dependent children up to age 19 (or up to age 25 if attending an accredited higher education institution).
- Premiums: Premiums are based on coverage option selected and are deducted via payroll pre-tax.
- Benefits payable for: Accidents that cause an injury that result in things such as loss of both hands or both feet, loss of speech and hearing, loss of sight, death and paralysis.
- Enrollment: Employees may enroll the month of hire or during the two following months or during the annual open enrollment period.
- To enroll or update your beneficiary(ies), complete the AIG enrollment form or reach out to WVU Shared Services at SharedServices@mail.wvu.edu or 304-293-6006.
- AIG accident insurance can only be cancelled during the annual open enrollment period or at the time of a qualifying life event.
- Additional Resources:
- For complete plan details and premium information visit the AIG Brochure.
- Accidental death and dismemberment benefits overview video.
Mountaineer Flexible Benefits Accident Insurance
- Plan Year: July 1 - June 30
- Coverage Options: Four coverage options are available.
- Employee Only - employee is the only one covered.
- Employee + Spouse - employee plus their legal spouse is covered.
- Employee + Child(ren) - employee plus their legal dependent(s) up to age 26 are covered.
- Employee + Family - employee plus their legal spouse and legal dependent(s) up to age 26 are covered.
- Premiums: Premiums are based on coverage option selected and are deducted via payroll post-tax.
- Benefits payable for: Accidents that cause an injury that result in things such as dislocations, fractures, burns, and lacerations. Some medical services such as diagnostic exams and medical devices may also be covered.
- Enrollment: Employees may enroll the month of hire or during the two following months or during the annual open enrollment period.
- To enroll, complete the Mountaineer Flexible Benefits enrollment form or reach out to WVU Shared Services at SharedServices@mail.wvu.edu or 304-293-6006.
- Sun Life accident insurance can only be cancelled during the annual open enrollment period or at the time of a qualifying life event.
- Additional Resources:
- For complete plan details and premium information visit the Mountaineer Flexible Benefits Resource Guide.
- Accident benefits overview video.