Accident Insurance
West Virginia University (WVU) offers benefits-eligible employees two options for
accident insurance. These plans are designed to protect an employee's finances
with cash benefits.
Option 1: AIG Accident Insurance
Provider: AIG
- Coverage Options: Employee only or Family, which includes spouse and/or dependent children up to age 19 (or up to age 25 if attending an accredited higher education institution).
- Premiums: Premiums are based on coverage option selected and are payroll deducted.
- Benefits payable for: Accidents that cause an injury that result in things such as loss of both hands or both feet, loss of speech and hearing, loss of sight, death and paralysis.
- Enrollment: Employees may enroll the month of hire or during the two following months or during the annual open enrollment period.
- To enroll, complete the AIG enrollment form or reach out to WVU Shared Services at SharedServices@mail.wvu.edu or 304-293-6006.
- AIG accident insurance can only be cancelled during the annual open enrollment period or at the time of a qualifying life event.
- Additional Resources:
- For complete plan details and premium information visit the AIG Brochure.
- Accident benefits overview video.
Option 2: Mountaineer Flexible Benefits Accident Insurance
Provider: Sun Life- Coverage Options: Employee only, Employee + Spouse, Employee + Child(ren) or Family.
- Premiums: Premiums are based on coverage option selected and are payroll deducted.
- Benefits payable for: Accidents that cause an injury that result in things such as dislocations, fractures, burns, and lacerations. Some medical services such as diagnostic exams and medical devices may also be covered.
- Enrollment: Employees may enroll the month of hire or during the two following months or during the annual open enrollment period.
- To enroll, complete the Mountaineer Flexible Benefits enrollment form or reach out to WVU Shared Services at SharedServices@mail.wvu.edu or 304-293-6006.
- Sun Life accident insurance can only be cancelled during the annual open enrollment period or at the time of a qualifying life event.
- Additional Resources:
- For complete plan details and premium information visit the Mountaineer Flexible Benefits Resource Guide.
- Accident benefits overview video.