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403(b) Universal Availability Notice

West Virginia University (the "University") is a participating employer of the West Virginia Higher Education Policy Commission and West Virginia Council for Community and Technical College Education 403(b) Tax Deferred Retirement Savings Plan (the "Plan"). All employees of the University, including employees not eligible for benefits, can voluntarily elect to defer a portion of their wages to the Plan for retirement savings.


Generally, all common law employees of the University who receive compensation reportable on a Form W-2 are eligible to participate in the Plan. Former employees, independent contractors and student teachers are not eligible to participate in the Plan.


An employee can elect to defer a portion of their compensation to the Plan on a pre-tax and/or post-tax (Roth) basis. Employee contributions to the Plan can be allocated among the investment options offered by TIAA under the Plan. Employees are 100% vested in their accounts under the Plan at all times.

To Enroll or Change Elections with TIAA

Eligible employees may begin participating in the Plan at any time. To enroll in the Plan, an employee must complete a Salary Reduction Agreement to elect the contribution amount and select a vendor, and an approved vendor's enrollment form* to open an account.  *Note: If TIAA is the selected vendor, an enrollment form is not required.

Non Benefits-Eligible Employees should use the Non Benefit-Eligible Salary Reduction Agreement.

TIAA Enrollment

More Information

Contact WVU Benefits Administration: 304-293-5700 ext. 4 or TIAA: 800-842-2776  with questions or for help enrolling in the Plan. A paper copy of this notice is also available in the Benefits Administration Office.